Uma kukhulunywa ngephepha lokubhalisa imali, abanikazi abaningi bebhizinisi bafuna ukwazi impilo eshalofini yale nto ebalulekile. Ingagcinwa ngaphandle kokukhathazeka ngokuphelelwa yisikhathi? Noma kuyimpilo eshalofini emfushane kunabantu abaningi ababonayo? Ake sihlole le nkinga ngemininingwane eminingi.
Okokuqala, kubalulekile ukuqonda ukuthi yiliphi iphepha lokubhalisa imali elenziwayo. Lolu hlobo lwephepha luvame ukushisa, okusho ukuthi kuhlanganiswe namakhemikhali azoshintsha umbala lapho kufudunyezwa. Lokhu kuvumela iphepha ukuthi lisetshenziswe kumarejista wemali namanye amadivaysi akhiqiza amaresidi. Ngenxa yalokhu coating, impilo yeshelufu yephepha lokurejista lemali kungenzeka liyinkimbinkimbi ukwedlula lelo phepha elivamile.
Ngokuvamile ukukhuluma, impilo yeshelufu yephepha lokubhalisa imali lingahluka ngenxa yezici ezimbalwa. Okubaluleke kakhulu kulezi zinto yizimo zokugcina. Uma iphepha ligcinwa endaweni epholile nelomile, kude nokukhanya kwelanga okuqondile nokushisa ngokweqile, lingagcinwa isikhathi eside. Kodwa-ke, uma kuvezwa ekushiseni okuphezulu, umswakama, noma ukukhanya kwelanga, ikhwalithi yephepha lizowohloka ngokushesha.
Enye into ethinta impilo yeshalofu yephepha lokubhalisa imali liyikhwalithi yephepha uqobo. Iphepha eliphakeme lekhwalithi lingaba nempilo eshalofini elide njengoba limelana nezinto ezingadala ukonakala. Iphepha lekhwalithi elishibhile neliphansi lingahlala isikhathi eside, ngakho-ke kubalulekile ukucubungula lokhu lapho uthenga iphepha lokubhalisa imali ngebhizinisi lakho.
Ngakho-ke, yimpilo eshalofini lephepha lokubhalisa imali ubude? Impendulo inguyebo, inqobo nje uma igcinwa kahle nangekhwalithi enhle. Ngaphansi kwezimo zokugcina ezinhle, irejista yemali ingasetshenziswa iminyaka eminingana ngaphandle kokulahlekelwa okukhulu kwekhwalithi. Kodwa-ke, uma kugcinwa ngokungafanele noma ngekhwalithi ephansi, kungakhombisa izimpawu zokuwohloka ngokushesha okukhulu.
Kumabhizinisi avame ukusebenzisa iphepha lokubhalisa imali, kungcono ukulandelela isikhathi sokuthenga sephepha bese usebenzisa ukusungula okudala ngaphambi kokusungula okusha ukuze uqinisekise ukusetshenziswa ngaphambi kokuba iphepha liqala ukungcola. Lokhu kusiza ukuvikela noma yiziphi izingqinamba zekhwalithi lapho kusetshenziselwa iphepha ukuthola amarisidi nangezinye izinhloso.
Ngamafuphi, uma kugcinwa kahle nangekhwalithi enhle, impilo yeshelufu yephepha lokubhalisa imali lizoba isikhathi eside. Kubalulekile ukuthi amabhizinisi acubungule lezi zinto lapho ethenga futhi zigcina iphepha le-cashier ukuqinisekisa ukuthi lingasetshenziswa isikhathi eside ngangokunokwenzeka. Ngokuthatha lezi zinyathelo, abanikazi bebhizinisi bangaba nokuzethemba kwekhwalithi yamarisidi nezinye izinto eziphrintiwe, futhi bagweme noma yiziphi izingqinamba ezingaba khona ngempilo yeshede yamarejista.
Isikhathi sePosi: Dec-27-2023