Amarisidi ayingxenye evamile yokuphila kwethu kwansuku zonke. Kungakhathaliseki ukuthi siyothenga ukudla, izingubo zokugqoka, noma ukudla endaweni yokudlela, ngokuvamile sizithola siphethe incwadi encane ezandleni zethu ngemva kokuthenga. Lawa marisidi aphrintwa ohlotsheni olukhethekile lwephepha olubizwa nge-receipt paper, futhi umbuzo ojwayelekile ukuthi ingabe leli phepha lizofiphala ngokuhamba kwesikhathi.
Iphepha lerisidi ngokuvamile lenziwa ngephepha elishisayo elimbozwe uhlobo olukhethekile lukadayi olusabela ngokushisa. Yingakho amaphrinta amarisidi esebenzisa ukushisa esikhundleni sikayinki ukuze aphrinte umbhalo nemifanekiso ephepheni. Ukushisa okuvela kuphrinta kubangela ukuthi idayi ephepheni ishintshe umbala, idale umbhalo nezithombe esizibona kumarisidi.
Ngakho-ke, ingabe iphepha lerisidi liyanyamalala ngokuhamba kwesikhathi? Impendulo emfushane ithi yebo, izofiphala. Nokho, izinga elifiphala ngalo lizoncika ezintweni ezihlukahlukene, kuhlanganise nendlela iphepha elaligcinwe ngayo, izinga lokushisa nomswakama wendawo ezungezile, kanye nezinga lephepha ngokwalo.
Esinye sezici eziyinhloko ezenza iphepha lokulithola lifiphele ukuchayeka ekukhanyeni. Ngokuhamba kwesikhathi, ukuchayeka isikhathi eside ekukhanyeni kwemvelo noma okokwenziwa kungabangela ukuthi odayi abashisayo abasephepheni bahlehle futhi baphele. Kungakho kuvamile ukuthola amarisidi angafundeki, ikakhulukazi uma egcinwe esikhwameni noma esikhwameni esivame ukuvezwa ekukhanyeni.
Ngaphezu kokukhanya, ezinye izici zemvelo ezifana nezinga lokushisa kanye nomswakama zingabangela ukuba iphepha lokulithola liphele. Amazinga okushisa aphakeme asheshisa ukusabela kwamakhemikhali, okubangela ukuba odayi bafiphale, kuyilapho umswakama ophezulu ungabangela ukuba iphepha lishintshe umbala futhi lenze umbhalo ungafundeki kahle.
Kubalulekile futhi ukuqaphela ukuthi ikhwalithi yerisidi yephepha ngokwalo izoba nomthelela ekutheni isheshe iphele. Iphepha elishibhile, lekhwalithi ephansi lingafiphala kalula, kuyilapho iphepha lekhwalithi ephezulu lingase libambelele kangcono ngokuhamba kwesikhathi.
Ngakho-ke, unganciphisa kanjani ukufiphala kwephepha lokuthola? Isixazululo esilula siwukugcina amarisidi endaweni epholile, emnyama, neyomile. Isibonelo, ukubeka amarisidi ekhabetheni lokugcwalisa noma ekhabetheni kungasiza ukuwavikela ezintweni. Kungumqondo omuhle futhi ukugwema ukugcina amarisidi elangeni eliqondile, njengoba lokhu kungasheshisa ukufiphala.
Enye inketho ukwenza amakhophi edijithali amarisidi akho ngokushesha ngangokunokwenzeka. Amabhizinisi amaningi manje anikeza inketho yokwamukela amarisidi nge-imeyili, okwenza kube lula ukugcina nokuhlela amakhophi edijithali wamarisidi akho ngaphandle kokukhathazeka ngokufiphala kwephepha langempela.
Emabhizinisini athembele kakhulu kumarisidi okugcinwa kwamarekhodi kanye nezinjongo zokubalwa kwezimali, ukutshala imali ephepheni lamarisidi lekhwalithi ephezulu kungase kube izindleko ezifanele. Nakuba izindleko zangaphambili zingase zibe phezulu, iphepha lekhwalithi ephezulu ngokuvamile alikwazi ukufiphala futhi lingakunikeza ukuthula kwengqondo ngokwazi ukuthi ulwazi olubalulekile luzogcinwa.
Kafushane, iphepha lokuthola iresidi liyaphela ngokuhamba kwesikhathi, kodwa kunezinyathelo ongazithatha ukuze usize ukunciphisa lokhu. Ukugcina amarisidi endaweni epholile, emnyama neyomile, ukwenza amakhophi edijithali, nokuthenga iphepha lekhwalithi ephezulu zonke izindlela zokusiza ukuvimbela ukufiphala. Ngokuthatha lezi zinyathelo zokuphepha, singaqinisekisa ukuthi ulwazi olubalulekile kurisidi lakho lubonakala ngokucacile isikhathi eside ngangokunokwenzeka.
Isikhathi sokuthumela: Jan-11-2024